NEW WORLD FINANCE

Address: 37 Great Queen Street  ,London  WC2B 5AA

Tel: 02074054690 / 01279 835129  Fax: 01279835129; Mobile: 07754734924

Email:nwf268@newworldfinance.com

MORTGAGE FACT FIND

 

 

 

Date

 

 

Applicant Details

Client 1

Client 2

Full Name (and previous surname)

 

 

Date of Birth

 

 

Relationship to other applicant

 

 

Marital Status

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Nationality

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Dependants (Y or N) if yes ages

 

Married/single/divorced etc

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Married/single/divorced etc

 

 

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Current Address & Postcode

 

 

 

Date moved into current address?d/mm/yyyy

 

 

 

Current residential Status

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If  is tenant,current landlord’s name and address?

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Current landlord’s telephone number?

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Tenancy reference number?

Date current tenancy started?—dd/mm/yyyy

How is rent paid? –cash/standing order?/direct debit?

Monthly rent amount?

Any arrears in the last 18 months?

 

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Length of time at current address

 

 

Previous address and postcode if less than 3 years. (Detail other addresses on separate page if necessary and include overseas address.)

 

 

Length of time at this address

 

 

Telephone numbers: home

 

 

                                  Work

 

 

                                 Mobile

 

 

Category of Applicant: e.g First Time Buyer, Mover, remortgage, Right To Buy, Commercial, Buy To Let

 

 

Occupation

 

 

Status: Employed / Contract / Self Employed

 

 

Time in current employment (if less than 6 months please provide details of previous employer)

 

 

Basic Salary (if non status mortgage required, write ”not applicable”)

 

 

Guaranteed Overtime

 

 

Regular Bonus

 

 

Other income (please specify)

 

 

Expected retirement age

 

 

If Self Employed, number of years Accounts available.

 

 

Name of business if self employed

 

 

National Insurance Number

 

 

Nationality

 

 

If applicable what type of visa are you on?

 

 

When does this expire?

 

 

Date current employment started?-dd/mm/yyyy

 

 

Employer’s telephone number?

 

 

Employer’s name and address?

 

 

Income-annual income before tax/regular overtime/guaranteed bonus/guaranteed commission?

 

 

 

 

 

Contract for valuation? Name,address and contract telephone number?

Selling agents? Name,company,address and contract telephone number?

Solicitors details?name,company,address and contract telephone number?

 

 

 

 

 

 

 

 

 

 

 

Financial Details

 

Do You have any Credit Cards?

If yes,name of lender/account number

 

 

Total amounts outstanding and monthly payments?

 

 

Do you repay the full amount each month?

 

 

 

 

 

Do you have any loans, HP or rental agreements?

 

 

If Yes, name of lender

account number/amount outstanding?

 

 

Monthly payment?

 

 

Amount Outstanding

 

 

Number of Months remaining

 

 

Are any of the above amounts to be added to the mortgage?

 

 

 

 

 

Have you ever had any CCJ/Defaults registered against you? If so please detail.

 

 

Have you ever been declared bankrupt or made arrangement with creditors?

 

 

Have you any previous mortgage or rent arrears? If so, please detail.

 

 

Who do you currently bank with?

        

 

Account number

 

 

Sort Code

 

 

How long have you held this account

 

 

Credit card details to pay the valuation fee:  

The long card number

The issue date

The expiry date

The issue number

The 3 security numbers on the back of the card

The name of the cardholder

 

 

 

Current Mortgage Details

 

Lender And Account Number

 

 

Amount of Loan Outstanding

 

 

Years remaining

 

 

Repayment method (endowment / repayment etc)

 

 

Interest rate if known and monthly cost

 

 

Type of interest rate: Fixed, variable etc.

 

 

Any penalties to transfer your mortgage, if yes how much. Is the current mortgage portable to a new property?

 

 

Value of property

 

 

 

Property to be mortgaged.

 

Address of the property to be mortgaged and postcode.

Number of bedrooms/bathrooms/living rooms/habitable rooms?

Central heating type-gas/electrict/oil?

Any garages?

Type of property?

House/flat/bungalow?

Detatchment type?detached/terraced/semi/end terrace/converted/purpose build?

Year property built?

 

 

 

 

Purchase Price

 

 

 

How much do you want to borrow?

 

 

 

Does this include any fees?

 

 

 

Property Type: Freehold / Leasehold

If leasehold,number of years left on lease/ground rent payable?

 

 

 

Do you have the funds available to complete this transaction?

 

 

 

Source of Funds?

 

 

 

Business Type

How many years the business has been set up?

Weekly turnover

Business Rate

Any accommodation?

who will live there?

 

 

If is a leasehold ,how many years lease left?

How much rent per year?

Weekly turnover?

Business rate?

 

 

 

 

 

TYPE OF MORTGAGE REQUIRED

Prime/Sub Prime/BTL/Commercial/Other

Status/Self-Cert

                             

                                                       

 

 

Preferred product Type:-e.g. Fixed, Tracker, Discount

Int only/Capital Repayment

 

 

Declaration:  I have advised the applicant(s) that a formal credit search may be carried out in their name(s) with Credit Reference Agencies who will record details of the search and may create a financial association with those with whom they are linked financially. The mortgage lender will check their details with a fraud prevention /agencies and if the applicants have given us false or inaccurate information and fraud is suspected, the mortgage lender will record this

 

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Signature :_________________________

 

 

Print Name:________________________

 

 

Please fill in the form fax to us on 01279 835129 or mailto:info@newworldfinance.com